Preapproval

Preapprovals are valid for 60 days. Please request the maximum amount you anticipate borrowing, including taxes, titles & fees.

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I’m Preapproved.
What’s Next?

 

Rates

Boats, Motorcycles, RVs & Other Vehicles Loan Rate:
1.99% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$17.52
$20,00172 Months$14.75
$30,00184 Months$12.76

Boat & RV loans in excess of $60,001 may have a maximum term of 120 months at an APR of 2.99%.

We offer single pay term options.  See rates for more information.

Payment per $1,000 calculated on maximum term available.

Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

Features & Benefits

  • Gives you the ability to negotiate a better deal before visiting dealer
  • Preapproval letter issued with offer valid for 60 days
  • Simple application process

Learn About the Loan Process

Estimate Your Costs With Our Calculators 

Use our calculator for quick payment options.

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer very competitive rates and terms.
Financing Terms
Longer terms available for larger Boat & RV purchases
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to create a solid repayment history.
Buy From a Private Seller
We offer loans to buy from private sellers.
Easy Funding Options
Loan funds may be sent directly to the dealership.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.