Refinance

Refinancing may help lower your interest rate, decrease your monthly payment or pay your loan sooner.

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Rates

New and Used Auto Truck Loan Rate:
1.99% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$17.52
$20,00172 Months$14.75
$30,00184 Months$12.76

We offer single pay term options.  See rates for more information.

Payment per $1,000 calculated on maximum term available.

Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

Features & Benefits

  • Save money with a lower rate or longer payoff term on your existing loan

  • Finance up to 120% loan-to-value for qualified borrowers

  • Simple application process

Learn About the Loan Process

Estimate Your Costs With Our Calculators 

Use our calculator for quick payment options.

 

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer very competitive rates and terms.
Lease Buyout
Enjoy your leased vehicle?  We can help you buy it.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to create a solid repayment history.
Buy From a Private Seller
We offer loans to buy from private sellers.
Easy Funding Options
Loan funds may be sent directly to the dealership to complete your vehicle transaction.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.