{"id":7382,"date":"2018-04-14T03:55:00","date_gmt":"2018-04-14T03:55:00","guid":{"rendered":"http:\/\/34.233.52.212\/?page_id=1813"},"modified":"2018-04-14T03:55:00","modified_gmt":"2018-04-14T03:55:00","slug":"privacy-policy","status":"publish","type":"page","link":"http:\/\/34.239.58.241\/tcafcu\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
FACTS<\/th>\nWHAT DOES TRI COUNTY AREA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?<\/strong><\/td>\n<\/tr>\n
Why?<\/th>\nFinancial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.<\/td>\n<\/tr>\n
What?<\/th>\nThe types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/p>\n
    \n
  • Social Security number and account balances<\/li>\n
  • credit history and payment history<\/li>\n
  • transaction history and wire transfer instructions<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
How?<\/th>\nAll financial companies need to share customers\u2019 personal information to run their everyday business.\u00a0 In the section below, we list the reasons financial companies can share their customers\u2019 personal information, the reasons Tri County Area Federal Credit Union chooses to share, and whether you can limit this sharing.<\/td>\n<\/tr>\n
Reasons we can share your personal information<\/th>\nDoes the Credit Union share?<\/th>\nCan you limit this sharing?<\/th>\n<\/tr>\n
For our everyday business purposes \u2013<\/strong> such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus<\/td>\nYES<\/td>\nNO<\/td>\n<\/tr>\n
For our marketing purposes \u2013<\/strong> to offer our products and services to you<\/td>\nYES<\/td>\nYES<\/td>\n<\/tr>\n
For joint marketing with other financial companies<\/strong><\/td>\nYES<\/td>\nYES<\/td>\n<\/tr>\n
For our affiliates\u2019 everyday business purposes \u2013
\n<\/strong>Information about your transactions and experiences<\/td>\n		NO<\/td>\nWE DON\u2019T SHARE<\/td>\n<\/tr>\n
For our affiliates\u2019 everyday business purposes \u2013
\n<\/strong>information about your creditworthiness<\/td>\n		NO<\/td>\nWE DON\u2019T SHARE<\/td>\n<\/tr>\n
For our affiliates to market to you<\/strong><\/td>\nNO<\/td>\nWE DON\u2019T SHARE<\/td>\n<\/tr>\n
For non-affiliates to market to you<\/strong><\/td>\nNO<\/td>\nWE DON\u2019T SHARE<\/td>\n<\/tr>\n
To limit our sharing<\/th>\n\n
    \n
  • Call (800) 446-8887 – Our menu will prompt you through your choices or<\/li>\n
  • Visit us online at: www.tcafcu.org<\/li>\n<\/ul>\n

    Please note:<\/p>\n

    If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.<\/p>\n

    However, you can contact us at any time to limit sharing.<\/td>\n<\/tr>\n

Questions?<\/th>\nCall (800) 446-8887 or visit us online at: www.tcafcu.org<\/td>\n<\/tr>\n
What we do<\/th>\n<\/tr>\n
How does Tri County Area Federal Credit Union protect my personal information?<\/td>\nTo protect your personal information from unauthorized access and use, we use security measures that comply with federal law.\u00a0 These measures include computer safeguards and secured files and buildings.<\/td>\n<\/tr>\n
How does Tri County Area Federal Credit Union collect my personal information?<\/td>\nWe collect your personal information, for example, when you<\/p>\n
    \n
  • open an account or make a wire transfer<\/li>\n
  • apply for financing or show your government-issued ID<\/li>\n
  • make deposits or withdrawals from your account<\/li>\n<\/ul>\n

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.<\/td>\n<\/tr>\n

Why can\u2019t I limit all sharing?<\/td>\nFederal law gives you the right to limit only<\/p>\n
    \n
  • sharing for affiliates\u2019 everyday business purposes \u2013 information about your creditworthiness<\/li>\n
  • affiliates from using your information to market to you<\/li>\n
  • sharing for non-affiliates to market to you<\/li>\n<\/ul>\n

    State law and individual companies may give you additional rights to limit sharing.<\/td>\n<\/tr>\n

What happens when I limit sharing for an account I hold jointly with someone else?<\/td>\nYour choices will apply to everyone on your account.<\/td>\n<\/tr>\n
Definitions<\/th>\n<\/tr>\n
Affiliates<\/td>\nCompanies related by common ownership or control.\u00a0They can be financial and non-financial companies.<\/p>\n
    \n
  • Tri County Area Federal Credit Union has no affiliates.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Non-affiliates<\/td>\nCompanies not related by common ownership or control.\u00a0They can be financial and non-financial companies.<\/p>\n
    \n
  • Tri County Area Federal Credit Union does not share with non-affiliates so they can market to you.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Joint marketing<\/td>\nA formal agreement between non-affiliated financial companies that together market financial products to you.<\/p>\n