{"id":2668,"date":"2021-10-21T15:04:04","date_gmt":"2021-10-21T20:04:04","guid":{"rendered":"http:\/\/34.239.58.241\/statefarm\/?page_id=2668"},"modified":"2021-12-01T10:01:34","modified_gmt":"2021-12-01T16:01:34","slug":"rate-fee-schedule","status":"publish","type":"page","link":"http:\/\/34.239.58.241\/statefarm\/about-us\/become-a-member\/rate-fee-schedule\/","title":{"rendered":"Rate &#038; Fee Schedule"},"content":{"rendered":"\n<p class=\"has-text-align-center\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>State Farm Federal Credit Union<\/strong><\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Truth-in-Savings Act Rate and Fee Schedule<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">This Rate and Fee Schedule is part of your Agreement with the Credit Union<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>THE EFFECTIVE DATE OF THIS RATE AND FEE SCHEDULE IS <span style=\"text-decoration: underline;\"><span style=\"color: #000000; text-decoration: underline;\">November 1, 2021<\/span><\/span><\/strong><\/span><\/p>\n\n\n\n<p class=\"has-text-align-left\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">The rates appearing below are accurate as of the last dividend declaration date, or as of the date indicated above. If you have any questions or require current rate information on your accounts, please call the Credit Union.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-left\"><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>Par Value of Membership Shares: The Par Value of a Membership Share is $5.00 <\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>Share Savings Accounts<\/strong><\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>IRA Savings Accounts<\/strong><\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>E-Shares<\/strong><\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Dividend Rate<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Annual Percentage Yield<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">0.90%<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Dividends Compounded<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Daily<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Daily<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Daily<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Dividends Credited<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Dividend Period<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Monthly<\/span><\/td><\/tr><tr><td><span style=\"color: #000000; font-size: 14pt;\"><a style=\"color: #000000;\" href=\"#footnote-*\"><span style=\"font-family: arial,helvetica,sans-serif;\">Minimum Opening Deposit &#8211; primary acct<span style=\"font-size: 10pt;\"><sup>*<\/sup><\/span><\/span><\/a><\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$5.00<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">N\/A<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">N\/A<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Minimum Withdrawal<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$10.00<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">N\/A<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$10.00<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;Annual Percentage Yield is accurate as of November 1, 2021.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Dividends are compounded DAILY and declared at the beginning of each month and are credited and posted on the last day of the month.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Share rates are subject to change monthly (such change to be effective on the first day of each month) to reflect any changes as declared by the Board of Directors of the State Farm Credit Union during the month preceding any such change.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><sup><a id=\"footnote-*\"><\/a><em>*<\/em><\/sup><em> $10 for joint accounts.<\/em><\/span><\/p>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"><strong>Fees and Service Charges For All Accounts and Services:<\/strong><\/span><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">NSF\/Returned item (per item)<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$25.00<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Overnight Mail<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$15.00<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Overnight Mail &#8211; Weekends\/Holidays<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\"> $35.00<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;Research Service Fee (per hour) (No charge within 30 days of statement)<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">$20.00 &amp; 25\u00a2 per copy<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;Stop Payment (per request)<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;$16.00<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;Wire Transfer Fee-Incoming<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;$10.00<\/span><\/td><\/tr><tr><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;Wire Transfer Fee-Outgoing<\/span><\/td><td><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">&nbsp;$25.00<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government.<\/span><\/p>\n\n\n\n<p><span style=\"font-family: arial,helvetica,sans-serif; font-size: 14pt;\">Revised 11-1-2021<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>State Farm Federal Credit Union Truth-in-Savings Act Rate and Fee Schedule This Rate and Fee Schedule is part of your Agreement with the Credit Union THE EFFECTIVE DATE OF THIS RATE AND FEE SCHEDULE IS November 1, 2021 The rates appearing below are accurate as of the last dividend declaration date, or as of the [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":1597,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mc_calendar":[],"_links_to":"","_links_to_target":""},"_links":{"self":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/2668"}],"collection":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/comments?post=2668"}],"version-history":[{"count":6,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/2668\/revisions"}],"predecessor-version":[{"id":4177,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/2668\/revisions\/4177"}],"up":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1597"}],"wp:attachment":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/media?parent=2668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}