{"id":1548,"date":"2021-08-19T15:06:04","date_gmt":"2021-08-19T20:06:04","guid":{"rendered":"http:\/\/34.239.58.241\/statefarm\/?page_id=1548"},"modified":"2021-11-30T08:26:34","modified_gmt":"2021-11-30T14:26:34","slug":"shared-secured","status":"publish","type":"page","link":"http:\/\/34.239.58.241\/statefarm\/loans\/shared-secured\/","title":{"rendered":"Share Secured"},"content":{"rendered":"\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<div class=\"wp-block-cover has-background-dim\" style=\"min-height:626px\"><img loading=\"lazy\" width=\"342\" height=\"466\" class=\"wp-block-cover__image-background wp-image-1884\" alt=\"\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/sharesecured.png\" data-object-fit=\"cover\" srcset=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/sharesecured.png 342w, http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/sharesecured-220x300.png 220w\" sizes=\"(max-width: 342px) 100vw, 342px\" \/><div class=\"wp-block-cover__inner-container\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"80\" height=\"80\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/money_icon.png\" alt=\"\" class=\"wp-image-1873\"\/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center has-normal-font-size\">Allows members to use the balance of up to two SFFCU savings accounts as collateral for their loan.<\/p>\n\n\n\n<p class=\"has-text-align-center has-large-font-size\"><strong><strong><a href=\"http:\/\/34.239.58.241\/statefarm\/apply-for-a-loan\/\"><span class=\"has-inline-color has-white-color\">Apply Now<\/span><\/a><\/strong><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<h4>Rates<\/h4>\n\n\n\n<p class=\"has-text-align-center\"><strong>Share Secured  Loan APR:<\/strong><br><strong>Variable Regular Shares Rate +.20 basis points<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Minimum Loan Amount<\/td><td class=\"has-text-align-center\" data-align=\"center\">Terms up to<\/td><td class=\"has-text-align-center\" data-align=\"center\">Payment per $1,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">$500<\/td><td class=\"has-text-align-center\" data-align=\"center\">60 Months<\/td><td class=\"has-text-align-center\" data-align=\"center\">$17.18<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">$20,001<\/td><td class=\"has-text-align-center\" data-align=\"center\">72 Months<\/td><td class=\"has-text-align-center\" data-align=\"center\">$14.42<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">$30,001<\/td><td class=\"has-text-align-center\" data-align=\"center\">72 Months<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12.42<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">$60,001<\/td><td class=\"has-text-align-center\" data-align=\"center\">120 Months<\/td><td class=\"has-text-align-center\" data-align=\"center\">$8.85<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\">We offer single pay term options.&nbsp; See&nbsp;<a href=\"http:\/\/34.239.58.241\/statefarm\/rates-2\/\">rates<\/a>&nbsp;for more information.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Payment per $1,000 calculated on maximum term available.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Share Secured Loans in excess of $60,001 may have a maximum term of 120 months.<\/p>\n\n\n\n<p class=\"has-small-font-size\">The&nbsp;<strong>rates for Share Secured Loans are subject to changes monthly<\/strong>&nbsp;(such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.<\/p>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<h4><strong>Features &amp; Benefits<\/strong><\/h4>\n\n\n\n<ul><li>May use up to 100% of share account to secure loan at competitive rate<br><br><\/li><li>Continue to earn interest on the shares being pledged against the loan<br><br><\/li><li>Simple application process<br><br><\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\"><a class=\"btn\" href=\"http:\/\/34.239.58.241\/statefarm\/steps-to-apply-for-a-personal-loan-line-of-credit-loc-share-secured-loan\/\">Learn About the Loan Process<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center\"> <strong>Estimate Your Costs With Our Calculators<\/strong>&nbsp; <\/p>\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<p style=\"text-align: right;\">Use our calculator for quick payment options.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u00a0<\/p>\n<\/div>\n<div class=\"wp-block-column\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/calc.professionalmanagedhosting.com\/calc\/calc_cu\/html\/calc-loan.html\" rel=\"lightbox\" data-lightbox-type=\"iframe\"><img loading=\"lazy\" class=\"alignnone wp-image-1717\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/09\/calc_icon.png\" alt=\"\" width=\"210\" height=\"300\" \/><\/a><\/figure>\n<\/div>\n<p><!-- \/wp:image --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<p><!-- wp:column --><\/p>\n<div class=\"wp-block-column\"><!-- wp:list -->\n<p>Explore our additional loan calculators.<br \/><br \/><\/p>\n<ul>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC06&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How much can I afford to borrow?<\/a><br \/><br \/><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC08&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How long will it take to pay off my loan?<\/a><br \/><br \/><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC09&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How much will my loan payments be?<\/a><br \/><br \/><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC10&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">Should I consolidate my loans?<\/a><br \/><br \/><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC12&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How soon can I eliminate my debts?<\/a><\/li>\n<\/ul>\n<p><!-- \/wp:list --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\",\"fontSize\":\"large\"} --><\/p>\n<p class=\"has-text-align-center has-large-font-size\">Why choose SFFCU?<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\">Get these benefits when you get a loan with us.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:table {\"hasFixedLayout\":true} --><\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\" style=\"width: 1289px;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Competitive Rates<br \/><\/strong>We offer the same competitive rates and terms for every borrower.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Meeting Needs<\/strong><br \/>Consolidate your higher-rate balances, update your home or cover unexpected expenses.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>No Fees<\/strong><br \/>No application, origination or pre-payment penalty fees.<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Boost your Score<\/strong><br \/>Low rates with flexible terms keep payments affordable to enhance repayment history.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Trust in SFFCU<\/strong><br \/>We offer hardship loan programs and deferments in case of natural disasters.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>Easy Funding Options<\/strong><br \/>Deposit loan funds directly into your share account.<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Apply on Your Phone<\/strong><br \/>Use your mobile device to apply \u2013 anytime, anywhere.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Service Commitment<\/strong><br \/>We care! State Farm employees helping fellow State Farm associates.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>Simple Repayment Options<\/strong><br \/>Sign up for payroll deduction or set up recurring transfers through online banking.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>","protected":false},"excerpt":{"rendered":"<p>Rates Share Secured Loan APR:Variable Regular Shares Rate +.20 basis points Minimum Loan AmountTerms up toPayment per $1,000$50060 Months$17.18$20,00172 Months$14.42$30,00172 Months$12.42$60,001120 Months$8.85 We offer single pay term options.&nbsp; See&nbsp;rates&nbsp;for more information. Payment per $1,000 calculated on maximum term available. Share Secured Loans in excess of $60,001 may have a maximum term of 120 months. The&nbsp;rates [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1525,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mc_calendar":[],"_links_to":"","_links_to_target":""},"_links":{"self":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1548"}],"collection":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/comments?post=1548"}],"version-history":[{"count":26,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1548\/revisions"}],"predecessor-version":[{"id":4133,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1548\/revisions\/4133"}],"up":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1525"}],"wp:attachment":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/media?parent=1548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}