{"id":1546,"date":"2021-08-19T15:05:25","date_gmt":"2021-08-19T20:05:25","guid":{"rendered":"http:\/\/34.239.58.241\/statefarm\/?page_id=1546"},"modified":"2022-01-04T10:08:23","modified_gmt":"2022-01-04T16:08:23","slug":"line-of-credit","status":"publish","type":"page","link":"http:\/\/34.239.58.241\/statefarm\/loans\/line-of-credit\/","title":{"rendered":"Line of Credit"},"content":{"rendered":"\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<div class=\"wp-block-cover has-background-dim\" style=\"min-height:626px\"><img loading=\"lazy\" width=\"342\" height=\"466\" class=\"wp-block-cover__image-background wp-image-1880\" alt=\"\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/lineofcredit.png\" data-object-fit=\"cover\" srcset=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/lineofcredit.png 342w, http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/lineofcredit-220x300.png 220w\" sizes=\"(max-width: 342px) 100vw, 342px\" \/><div class=\"wp-block-cover__inner-container\">\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"80\" height=\"80\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/10\/money_icon.png\" alt=\"\" class=\"wp-image-1873\"\/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center has-normal-font-size\">Allows borrowers to request advances up to an approved credit limit ($50,000 maximum).&nbsp;&nbsp;Members are limited to one Line of Credit loan (whether an individual or joint loan).<\/p>\n\n\n\n<p class=\"has-text-align-center has-large-font-size\"><strong><strong><a href=\"http:\/\/34.239.58.241\/statefarm\/apply-for-a-loan\/\"><span class=\"has-inline-color has-white-color\">Apply Now<\/span><\/a><\/strong><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<h4>Rates<\/h4>\n\n\n\n<p class=\"has-text-align-center\"><strong>Line of Credit Loan Rate:<\/strong><br><strong>&nbsp; 8.00% APR<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td>Minimum Loan Amount<\/td><td>Terms up to<\/td><\/tr><tr><td>$1,000<\/td><td>N\/A<\/td><\/tr><tr><td>Up to $50,000<\/td><td>N\/A<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Line of Credit Loans are a revolving line of credit.&nbsp; Payments are recalculated at each advance.<\/p>\n\n\n\n<p>The combined maximum aggregate amount of Personal Loans and Line of Credit per borrower is $50,000.<strong><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<h4><strong>Features &amp; Benefits<\/strong><\/h4>\n\n\n\n<ul><li>Line amounts up to $50,000<br><br><\/li><li>Repayment term amortized over 60 months<br><br><\/li><li>Simple application process<br><br><\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\"><a class=\"btn\" href=\"\/\/34.239.58.241\/statefarm\/steps-to-apply-for-a-personal-loan-line-of-credit-loc-share-secured-loan\/\">Learn About the Loan Process<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4>Request an Advance<\/h4>\n\n\n\n<p>Learn how to make your advance request from online banking or the Mobile App.  <\/p>\n\n\n\n<p class=\"has-text-align-center\"><a class=\"btn\" href=\"https:\/\/www.statefarmfcu.com\/services\/online-mobile-banking\/online-banking-resources\/how-to-request-a-line-of-credit-advance-mobile-version-3\/\">Advance Request &#8211; Computer<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a class=\"btn\" href=\"https:\/\/www.statefarmfcu.com\/services\/online-mobile-banking\/mobile-app-resources\/how-to-request-a-line-of-credit-advance-mobile-version\/\">Advance Request &#8211; Mobile App<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<p><!-- \/wp:columns --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p>\u00a0<\/p>\n<p class=\"has-text-align-center\"><strong>Estimate Your Costs With Our Calculators<\/strong><\/p>\n<p class=\"has-text-align-center\"><!-- \/wp:paragraph --><\/p>\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<p style=\"text-align: right;\">Use our calculator for quick payment options.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>\u00a0<\/p>\n<\/div>\n<div class=\"wp-block-column\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/calc.professionalmanagedhosting.com\/calc\/calc_cu\/html\/calc-loan.html\" rel=\"lightbox\" data-lightbox-type=\"iframe\"><img loading=\"lazy\" class=\"alignnone wp-image-1717\" src=\"http:\/\/34.239.58.241\/statefarm\/wp-content\/uploads\/2021\/09\/calc_icon.png\" alt=\"\" width=\"210\" height=\"300\" \/><\/a><\/figure>\n<\/div>\n<p><!-- \/wp:image --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<p><!-- wp:column --><\/p>\n<div class=\"wp-block-column\"><!-- wp:list -->\n<p>\u00a0<\/p>\n<p>Explore our additional loan calculators.<\/p>\n<ul>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC06&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How much can I afford to borrow?<\/a><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC08&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How long will it take to pay off my loan?<\/a><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC09&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How much will my loan payments be?<\/a><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC10&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">Should I consolidate my loans?<\/a><\/li>\n<li><a href=\"http:\/\/34.239.58.241\/statefarm\/resources\/calculators\/?CALCULATORID=PC12&amp;TEMPLATE_ID=www.statefarmfcu.com_1\">How soon can I eliminate my debts?<\/a><\/li>\n<\/ul>\n<p><!-- \/wp:list --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\",\"fontSize\":\"large\"} --><\/p>\n<p class=\"has-text-align-center has-large-font-size\">Why choose SFFCU?<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\">Get these benefits when you get a loan with us.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:table {\"hasFixedLayout\":true} --><\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\" style=\"width: 1289px;\">\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Competitive Rates<br \/><\/strong>We offer the same competitive rates and terms for every borrower.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Meeting Needs<\/strong><br \/>Consolidate your higher-rate balances, update your home or cover unexpected expenses.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>No Fees<\/strong><br \/>No application, origination or pre-payment penalty fees.<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Boost your Score<\/strong><br \/>Low rates with flexible terms keep payments affordable to enhance repayment history.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Trust in SFFCU<\/strong><br \/>We offer hardship loan programs and deferments in case of natural disasters.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>Easy Funding Options<\/strong><br \/>Deposit loan funds directly into your share account.<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center; width: 432px;\"><strong>Apply on Your Phone<\/strong><br \/>Use your mobile device to apply \u2013 anytime, anywhere.<\/td>\n<td style=\"text-align: center; width: 444px;\"><strong>Service Commitment<\/strong><br \/>We care! State Farm employees helping fellow State Farm associates.<\/td>\n<td style=\"text-align: center; width: 413px;\"><strong>Simple Repayment Options<\/strong><br \/>Sign up for payroll deduction or set up recurring transfers through online banking.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>","protected":false},"excerpt":{"rendered":"<p>Rates Line of Credit Loan Rate:&nbsp; 8.00% APR Minimum Loan AmountTerms up to$1,000N\/AUp to $50,000N\/A Line of Credit Loans are a revolving line of credit.&nbsp; Payments are recalculated at each advance. The combined maximum aggregate amount of Personal Loans and Line of Credit per borrower is $50,000. Features &amp; Benefits Line amounts up to $50,000Repayment [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1525,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mc_calendar":[],"_links_to":"","_links_to_target":""},"_links":{"self":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1546"}],"collection":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/comments?post=1546"}],"version-history":[{"count":27,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1546\/revisions"}],"predecessor-version":[{"id":4490,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1546\/revisions\/4490"}],"up":[{"embeddable":true,"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/pages\/1525"}],"wp:attachment":[{"href":"http:\/\/34.239.58.241\/statefarm\/wp-json\/wp\/v2\/media?parent=1546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}